Pay & spend without limits.
The transactions you make every day — faster, cleaner, and rewarded.
Instant moves. Instant control.
Send, receive, and scan in seconds. Powered by NPCI-licensed TPAP infrastructure for zero-friction payments every time.
01 · UPI & DAILY PAYMENTS
Automate the admin. Own your time.
Instant recharges, utility payments, and recurring bills — all managed smoothly from one central dashboard.
04 · BILL PAY (BBPS)
Spend smart. Get rewarded.
Unlock exclusive cashback, curated offers, and community-driven commerce built to make your spending work for you.
05 · SHOPPING & COMMERCE
Grow & protect what's yours.
Every rupee that passes through your day is a rupee that can be building something.
Put your money to work every single day.
Open an NSDL savings account and invest in digital gold effortlessly. Build real wealth right alongside your daily cash flow.
02 · SAVINGS & DIGITAL GOLD
Capital on your terms.
Access flexible credit-on-UPI and co-branded credit cards designed to give you spending power when and where you want it.
03 · CREDIT LINE & CARDS
Protect what you build.
Safeguard your future, your health, and your family with comprehensive life, term, and health protection plans tailored to your needs.
06 · INSURANCE & PROTECTION
One app. Every financial move.
Payments, wealth, leverage and protection — unified into a single product rather than six separate ones.
UPI & Daily Payments
Instant moves. Instant control. Send, receive and scan in seconds on NPCI-licensed TPAP rails.
01
Savings & Digital Gold
Put your money to work every single day, through an NSDL savings account and digital gold.
02
Credit Line & Cards
Capital on your terms — flexible credit-on-UPI and co-branded credit cards.
03
Bill Pay (BBPS)
Automate the admin. Recharges, utilities and recurring bills from one dashboard.
04
Shopping & Commerce
Spend smart, get rewarded. Cashback, curated offers and community-driven commerce.
05
Insurance & Protection
Protect what you build, with life, term and health plans tailored to your needs.
06
A card for every moment.
Card design concepts across three moments — everyday confidence, bold ambition and premium trust. Cards are issued by our partner bank; final artwork is subject to network and issuer approval.
Credit
Everyday flagship
The default issue. Confident and unmistakably ShePays.
#A428CD · #EF0288
Credit
Bold Ambition
The energy tier — for spenders building momentum.
#EF0288 · #FE570D
Credit
Reserve
Premium trust tier — near-black ink surface with gold.
#1B0926 · TRUST GOLD