Everything UPI can do, in one
place.
ShePays runs on NPCI-licensed TPAP infrastructure, so every part of the UPI stack is available to her — including the part that turns her payment history into credit.
Credit Line on UPI
The reason we exist. A pre-approved credit line she can spend straight from any UPI QR — underwritten on how she already pays, not on a salary slip she was never asked to keep. Credit reaches 15 crore women who use UPI monthly but have no bureau file.
Scan • Spend • Build credit
Credit Line on UPI
A pre-approved line to spend from any UPI QR, underwritten on your payment behaviour rather than documents.
CL ON UPI · FLAGSHIP
Credit Card on UPI
Link your ShePays co-branded credit card to UPI and pay by QR anywhere cards were never accepted.
CC ON UPI
Scan & Pay
Point, scan, done. Pay any UPI QR code in seconds, at any merchant across India.
SCAN & PAY
Send & receive money
Transfer to any bank account, UPI ID or phone number instantly, around the clock.
SEND / RECEIVE
UPI Lite
An on-device balance for small everyday spends — no PIN, no bank server round-trip, no clutter in your statement.
UPI LITE
UPI Lite Autopay
Let small recurring payments run themselves straight from your UPI Lite balance.
UPI LITE AUTOPAY
UPI Autopay
Set up recurring mandates once — subscriptions, SIPs, bills — and let them run on schedule.
UPI AUTOPAY
One-time mandates
Block an amount now and let it debit later, for bookings, offers and instalments.
ONE-TIME MANDATES
UPI Number
Share a simple UPI number instead of your account details. Easier to give out, safer to share.
UPI NUMBER