NPCI-licensed rails
UPI payments run on NPCI-licensed TPAP infrastructure.


She leads. She grows. She pays.
Every product is delivered with a partner bank, NBFC or licensed provider.
Here is exactly how that works.
UPI payments run on NPCI-licensed TPAP infrastructure.
Savings accounts, cards and loans are issued by partner banks and NBFCs, not by ShePays.
Identification is collected to meet KYC requirements, giving you secure access to financial services.
ShePays will never ask for your password, card details, CVV, PIN or OTP. Do not share them with anyone claiming to represent us.
Each service carries its own terms. Charges and exclusions are stated up front.
For this user, trust is the entry condition. These are the certifications and controls behind the platform.
UPI payments infrastructure
Data localisation & system audit reporting
Payment card data security standard
Information security management
Regular penetration testing
Products issued by banks and NBFCs
Secure access to financial services
ShePays is a financial services platform, not a bank, and does not hold a banking license. Savings accounts, cards and loans are issued by our regulated partner banks and NBFCs.